The BBC’s mission is to inform , educate, and entertain . The mining museum was built to educate people about their local history .
And here too let us educate our sons, if sons are born to us. Basil Kendall was well educated, and had done what he could to educate his children.
To pursue an academic career — teaching and conducting research at the university level — a doctorate degree is essential in nearly all fields of study. Teaching at a community college may require a master’s degrees and professional work experience. For those teaching kindergarten through 12 th grade, graduate degrees are highly recommended. Often, graduate degrees help people advance further in their careers and earn more over a lifetime. Some fields — such as physical therapy — require graduate degrees. Others, such as engineering, encourage them. Students may pursue a graduate degree immediately upon completing a bachelor’s, or they may return to graduate school later.
The financial crisis is not known to occur frequently, but when they do, their effects are detrimental and affect many segments of the market. The Subprime Mortgage Meltdown, occurring in 2007/2008 in the United States was one of the significant financial crisis that has been encountered so far. However, it is notable that the issue would have been prevented if a number of aspects would have been taken into consideration before the crisis. Some of these elements of consideration include the credit ratings being taken seriously, improving the mortgage origination, and improving the risk management and regulations within the United States. The purpose of this essay is to discuss how the aspects mentioned earlier would have led to prevent the subprime mortgage meltdown that happened in the UnitedStates.
Considering the Credit Ratings
The major challenge that led to the crisis is that the credit ratings provided by the rating agencies were not accurate enough and they were not considered before allocating loans to various people and organisation. This led to higher risks of repayment, and hence the crisis occurred. However, if the credit rating companies would have improved their rating systems and these values considered prior to giving credit, then there is a high chance that the crisis would have been prevented.
Improved Mortgage Origination
The challenge was that the mortgages were offered to the potential buyers of houses who had not qualified financially to obtain the same. Also, these homes were presented with higher prices as opposed to their real value. As such, most of the people purchasing houses had mortgages that were over-valued based on their financial circumstances, hence being riskier than they were supposed to be. Due to the failure to consider the background of the people taking the mortgages and understanding about the originators of the same, the financial crisis occurred. However, if the considerations would have been made, then there are chances that the crisis would not have occurred.
Improved Risk Management and Regulation
The risk management engaged in by the authorities in the United States concerning the sophisticated mortgage-related investments was poor, and the execution of the same was also poor. According to Inside The Meltdown, the major financial institutions which were involved in the crisis would not provide consistent estimates of their exposure to any loss. As such, the occurrence of the risks resulted in these institutions lacking funds, hence the crisis. However, if these institutions would have taken the risk management plan properly and valued the securities provided accurately, then there is a possibility the economic crisis would not have occurred.
Conclusion
The purpose of this essay was to discuss how the aspects mentioned earlier would have led to prevent the subprime mortgage meltdown that happened in the United States. Through considering the above-stated points, and others, it is possible to prevent the event of another crisis occurring and hence to ensure that no economic challenges will be faced in the United States.
elementary school definition: Elementary school is defined as a period of formal education following pre-school but before high school. It usually encompasses grades 1-8 and students learn basic skills in areas such as reading, writing and math. (noun) An exampl...
Define comprises. comprises synonyms, comprises pronunciation, comprises translation, English dictionary definition of comprises. to include all; contain: Fifty states comprise the Union. Not to be confused with: compose – create or put together; constitute; to calm one’s mind or body:...
Constitute works in the opposite way to the verbs just mentioned. If a number of things or people constitute something, they are the parts or members that form it. Be Careful! Don't use a passive form of consist of. Don't say, for example, ' The committee is consisted of scientists and engineers '.
When something comprises other things, it is made up of them or formed from them. The periodic table comprises 118 elements, because the whole comprises the parts. In its traditional use, the word comprise is the opposite of compose: if A comprises X, Y, and Z, then X, Y, and Z compose A. But because compose and comprise sound so much alike, people have long confused the two. So now you often hear things like "The band is comprised of a guitarist, a bassist, and a hairy drummer," whereas sticklers would prefer "is composed of" in that sentence. The word is undergoing a usage shift, making it just as hairy as that drummer!
It did not comprise a complete suit, but was extremely welcome. Join our early testers! See how your sentence looks with different synonyms.
A FREE online Scrabble Word Solver and Dictionary. The fastest word solver online for games such as scrabble, 4 pics 1 word, what's the word, draw something, lexulous, words with friends, what's the pic. We only list the first 50 results for any words that can be made with COMPRISES.
So, the parts compose the whole, but the whole comprises the parts. The similar-sounding word compose means "make up" as in Many ethnic groups compose our nation.
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A city which comprises more concrete and glass and steel than it does living things. Its area comprises some one hundred thousand acres of the best rubber-growing land in the world, one-third of which is now grass land, the rest virgin timber.
The term CIF is used for ocean freight only. However, in practice, many importers and exporters still use the term CIF in the air freight. : Dry docking is a term used for repairs or when a ship is taken to the service yard. During dry doc
Capstone is learning in action. Part of the core curriculum of the Master's program at NYU Wagner, it provides students with both a critical learning experience and an opportunity to perform a public service. Over the course of an academic year, students work in teams—either to address challenges and identify opportunities for a client organization or to conduct research on a pressing social question. Ultimately, Capstone contributes not only to the students' education, but also to the public good. Capstone teams comprise three to five NYU Wagner graduate students completing the last two semesters of their Master of Public Administration degree or their Master of Urban Planning degree. Students come to NYU Wagner with a wide variety of professional and educational backgrounds: they are seasoned professionals with years of public service behind them, recent college graduates committed to bettering the future, or mid-career professionals who want to advance or shift their career paths. Yet for all their differences, they are united by the common desire to acquire the skills necessary to transform their personal commitment into public leadership.
